The Overdraft Protection Act of 2009

UNITED STATES - OCTOBER 30: Jim Blaine, president of the North Carolina State Employees Credit Union greets Carolyn Maloney, D-NY, during the House Financial Services Committee full committee hearing on "The Overdraft Protection Act of 2009." October 30, 2009. Witness(es): Jean Ann Fox, director of financial services at the Consumer Federation of America; Nessa Feddis, vice president and senior counsel for the American Bankers Association's Center for Regulatory Compliance; Eric Halperin, director of the Center for Responsible Lending's Washington Office; Rodney Staatz, president and CEO of SECU Credit Union of Linthicum, Maryland, on behalf of Credit Union National Association; Oliver Ireland, partner at Morrison & Foerster; Jim Blaine, president of the North Carolina State Employees Credit Union; Dennis Dollar of Dollar Associates, LLC; Pamela Banks, senior policy counsel for the Consumer Union; Mark Colley, president and CEO of Tulsa Postal and Community Federal Credit Union, on behalf of National Association of Federal Credit Unions; Richard Hunt, president of the Consumer Bankers Association; and R. Michael Menzies Sr., president and CEO of the Easton Bank and Trust, on behalf of Independent Community Bankers Association, testify 2128 Rayburn House Office Building (Photo By Douglas Graham/Roll Call/Getty Images)